The employees of the City of Detroit keep the city moving forward every day. At Elite Wealth Strategies, we believe you deserve a financial partner who understands the complexities of municipal benefits and the responsibility that comes with planning for retirement in public service.
Our team brings over 50 years of combined experience working with City of Detroit employees, giving us deep familiarity with the nuances of municipal retirement systems and benefit coordination. We work closely with participants in the City of Detroit General Retirement System (GGRS) and the Police and Fire Retirement System (PFRS), helping you navigate pension calculations, service credits, vesting schedules, DROP considerations, survivor options, and retirement timing decisions. Coordinating your pension with your 457 deferred compensation plan, Social Security strategy, healthcare planning, and overall investment portfolio requires thoughtful integration, not guesswork.
As an independent firm, our loyalty is to you, not a corporation or product provider. Our mission is to bring clarity to complex benefit structures, create disciplined investment strategies, and design retirement income plans built around the benefits you’ve earned through your service. We aim to help you move toward retirement with confidence, structure, and long-term financial security.
Whether you are five years from retirement or actively preparing to transition, having a coordinated strategy matters. Schedule a confidential consultation to review your GGRS or PFRS benefits, evaluate your income plan, and ensure your investments align with your long-term goals.
Your service to Detroit deserves a retirement strategy built with the same level of dedication and discipline. Let’s build it together.
Our team brings over 50 years of combined experience working with City of Detroit employees, giving us deep familiarity with the nuances of municipal retirement systems and benefit coordination. We work closely with participants in the City of Detroit General Retirement System (GGRS) and the Police and Fire Retirement System (PFRS), helping you navigate pension calculations, service credits, vesting schedules, DROP considerations, survivor options, and retirement timing decisions. Coordinating your pension with your 457 deferred compensation plan, Social Security strategy, healthcare planning, and overall investment portfolio requires thoughtful integration, not guesswork.
As an independent firm, our loyalty is to you, not a corporation or product provider. Our mission is to bring clarity to complex benefit structures, create disciplined investment strategies, and design retirement income plans built around the benefits you’ve earned through your service. We aim to help you move toward retirement with confidence, structure, and long-term financial security.
Whether you are five years from retirement or actively preparing to transition, having a coordinated strategy matters. Schedule a confidential consultation to review your GGRS or PFRS benefits, evaluate your income plan, and ensure your investments align with your long-term goals.
Your service to Detroit deserves a retirement strategy built with the same level of dedication and discipline. Let’s build it together.
Our Services Include:
- Understanding GGRS and PFRS pension benefits and retirement eligibility
- Pension option analysis, including survivor and DROP elections
- Coordinating pension income with 457 deferred compensation plans
- Social Security timing strategies
- Healthcare and Medicare planning in retirement
- Retirement income distribution planning
- Investment management aligned with municipal benefits
- Tax-efficient withdrawal strategies
- Pre-retirement readiness reviews
- Comprehensive financial planning tailored to public servants
Elite Wealth Strategies is an independent firm and is not affiliated with, endorsed by, sponsored by, or associated by the City of Detroit.
